
Welcome
At Keith Zars Pools we are committed to your health and well-being. It’s just one of the many reasons we are proud to provide you and your family with significant benefits. This guide is an overview of the benefits available for the plan year, August 1, 2026 – July 31, 2027. Take time to review these benefit options and select the plans that best meet your needs.

New Hire Information
Welcome to Keith Zars Pools! We’re excited to have you join the team and look forward to the contributions you’ll bring in your new role.
As part of your onboarding, we want to make sure you’re set up for success when it comes to your benefits. Keith Zars Pools offers a comprehensive benefits program designed to support your health, financial well-being, and overall work-life balance. You will have access to medical, dental, and vision coverage, as well as additional benefits such as life insurance, disability coverage.
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Additional resources, including plan summaries and carrier contact information, are listed in the Employee Benefits Overview Guides and specific information is listed under the Benefits Offering tab at the top of this page.
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Please take time to review your options carefully and complete your elections within your enrollment window. The New Hire Information below will walk you through the steps to enrolling. If you do not enroll by the deadline, you may need to wait until the next open enrollment period unless you experience a qualifying life event.
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Please reach out to your Human Resources team with any questions.​
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Employee Benefit Resources
Importnat Information
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Medical
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Pharmacy - PCA RX
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Transfer Your Prescription To HEB
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Transfer Your Prescription To HEB (Spanish)
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Your PCA RX Pharmacy Benefits
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imagine360 - Value Added Benefits
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Dental
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Non-DHMO Plan(s) - Benefit Summary
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Finding a Dentist
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Make the Most of Your Dental Plan
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Oral Health and Your Overall Well-Being
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Vision
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Life Insurance​
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Basic Life and AD&D - Benefit Summary (Non-DHMO Participants)
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Voluntary Life and AD&D - Benefit Summary (Non-DHMO Participants)
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Voluntary Life and AD&D - Benefit Summary (DHMO Participants)
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Disability​​
Value Added Services​
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Voluntary Benefits - Guardian

Benefit Eligibility
Employee Eligibility
To participate in our Employee Benefits Program, you must meet the following criteria:
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Be a full-time Employee as defined in our Employee handbook and
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Work an average of 30 hours per week.
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Enroll within the first 80 days from your date-of-hire or during annual Open Enrollment
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Dependent Eligibility
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Legal spouse (except for medical coverage).
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Dependent children up to the age of 26, includes stepchildren, legally adopted children, children placed for adoption, foster children, and children for whom legal guardianship has been awarded to you or your spouse.
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Dependent children, regardless of age, provided they are incapable of self-support due to a disability and are fully dependent on you for support as indicated on your tax return.
If you cover your dependent(s), benefit coverage ends at the same time the Employee’s benefit ends.
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A child is no longer eligible for benefits at the age of 26. For medical, the coverage ends on their birthdate, For Dental and Vision coverage, the child’s coverage will terminate at the end of the month.
Change in Family Status
Qualifying Events allow you to make changes before Open Enrollment. When one of the following occurs, you have 30 days to contact Human Resources with the appropriate documentation to update your coverage. Your requested change in coverage must be consistent with your qualifying event.
Examples of qualifying events include:
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Change in your legal marital status.
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Change in the number of your dependents (Example: birth, adoption, or if a child is no longer an eligible dependent).
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Death of spouse or child.
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Change in your spouse’s employment status.
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Change in status from full-time to part-time or part-time to full-time.
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Entitlement to Medicare or Medicaid.
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Qualified Medical Child Support Order (QMCSO) or legal change of custody






